HabariPay Launches Maiden "HabariPay Impact Report 2025", Showcasing Its Journey, Business Evolution, and Contributions to Digital Payments

Lagos, Nigeria – HabariPay Limited, the fintech subsidiary of Guaranty Trust Holding Company Plc, has officially unveiled its maiden HabariPay Impact Report 2025. The publication provides stakeholders with a comprehensive overview of the company’s business evolution, innovation journey, and contributions to the digital payments landscape over the past year. The report documents the transformation of the entity from a newly established venture into one of Nigeria’s leading payment infrastructure providers. It highlights key milestones, including the growth of the Squad platform and the development of infrastructure supporting payment acceptance, switching, transfers, and merchant services. Financial and operational performance metrics are also detailed within the document. Eduofon Japhet, the Managing Director of HabariPay, emphasized that the company’s definition of impact extends beyond financial results. She noted that true value is reflected in the businesses enabled, merchants supported, and opportunities created for future innovators through technology-driven solutions. The leadership team remains committed to expanding capabilities while maintaining secure and scalable systems. Innovation efforts featured in the report include the Take on Squad Hackathon and the Squad Hackademy, designed to develop technology talent and accelerate practical solutions. Looking ahead, the organization plans to continue investing in intelligent technologies and merchant solutions to shape the future of financial services across the region. As a licensed entity by the Central Bank of Nigeria, HabariPay supports various market segments ranging from SMEs to large corporations. Its suite of tools includes SquadPOS, e-commerce storefronts, and value-added services aimed at optimizing transaction costs and efficiency for partners. The release of the maiden impact report confirms HabariPay’s transition into a mature infrastructure player within the Nigerian fintech sector. By prioritizing sustainable infrastructure and talent development alongside financial performance, the company aims to solidify its position in the regional economy. Continued success will depend on maintaining regulatory compliance and adapting to shifting consumer behaviors in digital adoption. While the report outlines ambitious goals, external economic factors may influence the pace of expansion.